Practices We Serve
Periodontal Practices
Finance periodontal practice equipment including lasers, surgical units, CBCT imaging, and implant motors. Competitive quotes for perio specialists.
Periodontal practices occupy a productive middle ground between general dentistry and oral surgery. The procedures range from non-surgical scaling and root planing to full-thickness flap surgery, bone grafting, and implant placement. That clinical range requires an equipment mix that is broader than a hygiene-only setup but different from the full sedation suite of an OMS.
The two equipment categories that most reshape periodontal production are dental lasers and CBCT imaging. A well-chosen laser expands the scope of non-surgical periodontal therapy and improves outcomes on soft tissue procedures. Quality 3D imaging changes how periodontal bone loss, furcation involvement, and implant sites get assessed. Together they shift the practice from conventional to contemporary in ways that referring doctors and patients notice.
We finance periodontal practices across the full clinical setup: the core operatory equipment, laser systems, implant motors, and imaging. Deal sizes for perio equipment typically run $80,000 to $400,000 depending on the practice size, number of surgical suites, and whether the doctor is buying into CBCT for the first time.
Equipment Central to Periodontal Practice
Equipment Central to Periodontal Practice
Periodontal practices need a broader technology stack than most general practices, driven by the mix of surgical and non-surgical procedures.
- Dental lasers: Soft tissue laser therapy is increasingly standard in periodontal practices. The Nd:YAG and Er,Cr:YSGG wavelengths (such as the BIOLASE Waterlase) are used in procedures like LANAP (Laser Assisted New Attachment Procedure). The CO2 and diode wavelengths serve soft tissue recontouring and crown lengthening. A quality laser system runs $20,000 to $80,000 depending on wavelength and capability. Soft tissue laser financing and dental laser financing both apply here.
- CBCT imaging: Periodontal bone loss assessment at the furcation and interproximal level is more precise with cone beam 3D imaging than with conventional periapical radiography. CBCT is also the standard for pre-implant site assessment. A focused or mid-volume field unit works well for perio applications.
- Implant surgical motors: Periodontal practices that place implants need a precision torque-controlled surgical motor. The NSK Surgic Pro and similar units deliver the controlled speed and torque required for safe implant placement. Implant motor financing covers these systems.
- Ultrasonic scalers: High-powered piezo ultrasonic scalers are a production workhorse in non-surgical perio therapy. Multiple units across a practice allow hygiene and surgical appointments to run simultaneously. Dental ultrasonic scaler financing covers these units.
Financing for Perio Equipment
Financing for Perio Equipment
Periodontal practices are specialty referral practices with predictable production once the referral network is established. Lenders familiar with specialty dental look at the practice production history and referral base, not just the equipment type. A productive perio practice with strong referrals qualifies for competitive rates that may surprise a doctor who has only dealt with bank financing.
For laser purchases, the financing term is worth thinking through. Laser technology evolves, but the depreciation curve for a dental laser is gentler than for a digital scanner -- lasers do not become clinically obsolete in four years the way some scanning technology does. A 48 to 60-month term on a laser purchase is reasonable. Lenders will take a specific lien on the laser as collateral.
If a perio practice already owns a laser outright, a refinance on that equipment can unlock cash for a second unit or a CBCT purchase. The lender assesses the current value of the specific laser model and lends against it. Proceeds are unrestricted.
For perio practices considering their first CBCT, deferred payment financing allows the practice to get the unit installed and in clinical use before the full payment begins. A 90-day deferral is common and gives time to build the imaging referral revenue before the payment is due.
What Lenders Look At for Perio Financing
What Lenders Look At for Perio Financing
Established periodontal practices applying for equipment financing priced roughly $100k–$300k should expect a full-doc review. That means personal and business tax returns for two years, three months of business bank statements, and current-year production data if the tax returns are more than six months old.
Personal credit score drives the rate tier more than any other single factor. Scores above 700 typically land in the best rate tier available for specialty dental. Scores in the 650 to 700 range still close but may carry a point or two higher rate. Below 650, we have lenders who will look at the deal with compensating factors, though terms will be more conservative.
Periodontal specialists who are newer to independent practice -- within two years of opening -- may benefit from startup practice financing structures designed for referral-based specialties. The specialist credential and the referral agreement documentation can substitute for production history in underwriting.
Frequently Asked Questions
Frequently Asked Questions
Get Quotes for Periodontal Equipment Financing
Get Quotes for Periodontal Equipment Financing
Tell us what you are financing -- a laser system, a CBCT unit, a full surgical suite addition, or the whole practice buildout. We match you with lenders who understand perio and collect competing quotes so you can compare. Most approvals on perio deals come back within 48 hours.
Explore dental implant center financing if implant placement is a growing part of your referral base, or review oral surgery practice financing for surgical complement options.
Questions
Can I finance a LANAP laser if I am still building my referral network?
Yes, though the lender will look closely at your current production and credit since the laser payment needs to be supportable from day one. If you are newer to the practice, a deferred payment structure gives you 60 to 90 days of revenue before the full payment begins. Some practices also do a shorter deferral tied to when the first LANAP cases are scheduled.
I own my perio practice building. Does real estate equity affect my equipment financing options?
Not directly for equipment-specific financing. Equipment lenders take a lien on the equipment, not the building. However, owned real estate improves your overall creditworthiness profile because it reduces the personal balance sheet risk. Some lenders view real property ownership as a compensating factor for a lower credit score.
My practice has multiple associates and I want to add two more surgical suites. How does the deal structure work for a large expansion?
Multi-associate practices with demonstrable production support larger deals. We can structure a master credit facility covering the full expansion or separate loans per suite if that is cleaner for the practice's accounting. Multi-associate groups often get better rate pricing because the total deal size and practice production both justify it.
Can I finance the new patient digital records workstation alongside surgical equipment?
Soft costs including workstations, practice management hardware, and IT infrastructure can be bundled into an equipment deal up to a percentage of the hard equipment cost. Practice management hardware financing specifically addresses that category if you want to keep it separate.
Is there a way to finance a laser trial period before committing to purchase?
Some vendors offer rent-to-own or trial lease arrangements, but those are not the same as the equipment financing we structure. We finance purchases and leases. If you are unsure about a specific laser system, get it on a vendor demo or short-term rental first, then come back to us when you are ready to commit to a purchase.
Finance Your Periodontal Practices
Share the unit model, vendor quote, and practice timeline. We will return clear term options and a payment estimate so you can choose the structure that fits.
Get Terms on Periodontal Practices
Tell us what you are buying, who is selling it, and when you need it earning. We will review the file and point you to the next step.