Dentsply Sirona Financing

Four operatories running CEREC technology can produce same-day crowns, full-arch scans, and 3D diagnostics without sending a single case to an outside lab. That production profile is exactly what Dentsply Sirona builds toward, and it is also what makes their equipment line one of the more rewarding things to finance for a growing practice. The total investment tends to run high, but the revenue capacity it unlocks tends to run higher.

Dentsply Sirona is the result of a 2016 merger between DENTSPLY International (founded 1899) and Sirona Dental Systems, creating the world's largest manufacturer of professional dental products by revenue. Their catalog spans intraoral scanners (Primescan, Primescan AC), milling units (CEREC Primemill, MC XL), CBCT imaging (Orthophos S, Axeos), and treatment centers (Teneo, Intego). A practice building out even a partial Dentsply Sirona digital workflow is typically looking at $150,000 to $500,000 or more depending on operatory count and imaging configuration.

We finance Dentsply Sirona equipment from a single unit purchase to full multi-operatory digital buildouts. Minimum deal size is $50,000, with a sweet spot at $100,000 to $150,000 and above. Application-only approval is available up to approximately $400,000, with three months of bank statements typically sufficient beyond that threshold. Most approvals are returned within a few business days, and funding arrives in about one to two weeks from approval.

What You Are Actually Financing

The CEREC ecosystem is the core of most Dentsply Sirona purchases we see. The Primescan intraoral scanner is the entry point for most practices, producing full-arch scans with submicron accuracy that feed directly into the CAD/CAM design workflow. Pair it with the CEREC Primemill milling unit and you have an in-office lab capable of producing zirconia and lithium disilicate restorations chairside. The CEREC MC XL is the workhorse alternative, widely used in practices that do high volume in a narrower material range.

On the imaging side, the Orthophos S CBCT combines 2D panoramic and 3D cone-beam imaging in a single footprint, making it popular for practices adding implant planning capability. The Axeos is the more compact, lower-dose alternative suited to general practices adding 3D capability for the first time. Treatment centers in the Teneo and Intego lines round out full operatory packages, and we see plenty of those financed alongside digital imaging as part of a coordinated buildout.

Used and certified pre-owned Dentsply Sirona equipment qualifies for financing with us as well. The CEREC platform in particular holds residual value well, and a CPO Primescan or Primemill at 40-50 percent of new-equipment price is a compelling entry into the digital workflow for practices watching capital outlay.

How the Financing Works

Our process for Dentsply Sirona equipment is straightforward. You tell us what you are buying and from whom (dealer, rep, used equipment dealer, or private party), we collect a one-page application and run the credit review, and we issue terms. For purchases up to approximately $400,000 we can often approve on application alone. Above that level, three months of business bank statements and basic practice financials let us size the deal accurately.

Structure options include a dental equipment loan if you want to own from day one and capture the full Section 179 deduction in year one, or a dental equipment lease structured as an FMV or $1 buyout depending on how you want to handle end-of-term. If you have existing Dentsply Sirona equipment you already own free and clear, a sale-leaseback can pull equity out of that gear and free up capital for the next phase of your buildout.

Terms typically run 36 to 72 months. Shorter terms reduce total interest cost; longer terms reduce the monthly payment and improve cash flow in the early months of a new system. We work with practices that have strong credit profiles as well as those in the B and C credit range, because production numbers and practice cash flow often tell a more complete story than a credit score alone.

Practices That Make This Work

General dentists adding chairside CAD/CAM for the first time account for a large share of Dentsply Sirona financing requests. The CEREC system reduces reliance on outside labs, shrinks turnaround time from two weeks to one appointment, and generates same-day revenue that a traditional workflow does not. For a busy single-doctor practice seeing 15 to 20 patients per day, eliminating the provisionals-and-two-appointment protocol for crown preps can measurably shift production per chair.

Practices focused on dental implant placement are another strong fit. CBCT capability from the Orthophos S or Axeos lets the practice plan virtually, fabricate surgical guides, and own the workflow from scan to placement. When that imaging lives in the practice, implant case acceptance tends to improve because patients see the plan before agreeing to proceed.

Multi-location groups and dental service organizations finance Dentsply Sirona in volume. Standardizing on a single scanner and milling platform across locations simplifies training, reduces consumables complexity, and makes case routing between offices practical. We can structure fleet-level financing for DSOs adding the same system to multiple locations under one master agreement.

Credit and Documentation

We extend Dentsply Sirona financing to practices across the credit spectrum. Established practices with strong collections and low overhead ratios qualify for the best terms. New practices and those with credit blemishes are not automatically declined; we look at the full picture, including how long the practice has been collecting, what the revenue trend looks like, and whether the equipment being financed is clearly revenue-producing.

For practices in their first two years, startup practice financing structures let us lend against the equipment value and the practitioner's own credit profile rather than practice history. For practices with prior credit challenges, we have paths forward that do not require perfect scores, just a credible case that the equipment will produce the revenue to support the payment.

Documentation is kept lean. Application, identification, and a voided business check cover most approvals under $400,000. Above that, three months of bank statements is the standard addition. We do not require tax returns in most cases, and we do not charge application fees.

Get Your Dentsply Sirona Financing Quote

Tell us what you are buying and we will have terms back to you quickly. One-page application, no fees, and decisions on most deals within a few business days. Funding in one to two weeks from approval.